May 10, 2010

Do Not Mail

Posted in Useful day-to-day tagged , , at 2:09 pm by Doug Brockway

Borrowers know that applying for a loan such as a mortgage involves the lender pulling a credit report.  What they may not know, however, is that this allows credit bureaus to sell a borrower’s information to third party vendors – which include other mortgage companies.

To stop this you can register yourself on the “Do Not Call” list for telephone calls: https://www.donotcall.gov/.

BUT, in addition,  you should sign up for “Opt Out Prescreen” which will stop the four credit bureaus (Equifax, Experian, Innovas, and Trans Union) from selling their name as a trigger lead for five years. Go to www.optoutprescreen.com.

And while you’re at it, to cut down on junk mail go to www.directmail.com/directory/mail_preference/.

Thanks to Rob Chrisman: www.robchrisman.com

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